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Did you know that forty-five states in America have a lottery system? The only states that do not have a lottery are Utah, Hawaii, Nevada, Alabama, and Alaska.

Online scratch games are an ideal way to take advantage of casino bonuses. Real money online casinos in the regulated states offer a mix of no deposit bonuses, matched welcome bonuses, and ‘no lose’ deals based on your first day’s play. Apr 23, 2017 Most of the money taken in by scratch off games is paid back as prizes. The more expensive a scratch off, the higher the “small” prizes tend to be. The higher the odds of winning, the better the prizes tend to be. The lower the odds of winning, the more prizes there tend to be.

Utah and Alabama have religious reasons to oppose a lottery, and those religious beliefs have carried over to the state government level. Alaska does not have a lottery because it does not need the tax income.

Hawaii and Nevada are two sides of the same coin. They do not have a lottery because they do not want it to detract from other revenue sources. Nevada’s casinos do not want to compete with a state lottery program, and neither do Hawaii’s tourism industries.

I never used to play lottery games because I grew up in Utah, where it was not allowed. Once I moved to one of the states with a lottery program, I remember being very excited about buying my first ever lottery ticket. To be honest, I did not really know what I was doing. If I remember correctly, I thought that I was buying an instant win ticket, but I ended up buying a Powerball ticket instead.

When I got home with my lottery ticket, I realized that I could not find out if I had won until after the drawing had taken place. I set it aside and forgot about it for at least a month. The next time I saw the ticket, I went online to see if I had won. Unfortunately, my ticket was not a winner, but I still kept the ticket itself as a way to remember some of my first experiences in my new state.

Fortunately, in today’s world, you can play lottery games online, no matter where you live. Even if you happen to live in one of the five states that do not have a state lottery, you can still play lottery games at your favorite online casinos. However, the only kinds of lottery games that are available online are scratch-off tickets.

There are hundreds of real money scratch card games online that you can play at any one of your favorite online casinos. Most casinos add new scratch games on a regular basis. That means that you have a lot of variety to choose from, which is great because you can simply try a new game if you ever get bored with one that you are playing.

However, it also makes it challenging to know which ones are worth your time or not. That is where I come in. To help you choose a few real money scratch card games that you might want to play, I have compiled this list of five popular online scratch offs that are getting the most attention in 2020.

All of these games are exciting, and they give you a good chance of becoming an instant winner. Best of all, they are available everywhere, no matter where you live. But before we jump into the 5 Best Real Money Scratch Offs, let’s take a look at how real money online scratch card games work in the first place.

How Do Online Scratch Cards Work?

I am not going to insult your intelligence by assuming that you do not know how instant-win scratch-off tickets work. All you need to do is grab a quarter to scratch off the paint and see what amount you won. But how does that work on the computer? The good news is that it is even simpler.

That is a really good way to ruin your expensive device, and it would not work anyway. Instead of physically scratching the card, when you play online, you simply use the mouse to click on the window that you want to reveal.

Some people are really superstitious when it comes to playing scratch offs online for real money. They like to reveal one section at a time or use a technique like scratching every other window before they scratch all of them. Computerized versions allow those people to continue using their superstitions because they can still click on whichever icon they want to, in whichever order they prefer.

The best games even have a simulated hand that will replicate the image of a quarter scratching of the symbol for you. So, you can still experience the same amount of excitement building as the numbers begin to appear. Online casinos have really found incredible ways to make players feel like they are experiencing the same thing that they would find in the real world.

Playing real money online scratch off games is as simple as playing the scratch off games that you would buy in the grocery store. The best part is that they give you a chance to know almost instantly whether you have won or not. Now that you know what to expect from online scratch games let’s take a look at some of the popular real money scratch games that are available online this year.

Game #1- Lucky Numbers

Lucky numbers is an online scratch card game that is straightforward and simple. It does not have a particularly exciting theme like some of the other games on this list. Instead, it is modestly decorated with symbols of good luck. Like most real money scratch offs online, you click on the panels to find the hidden icons underneath, and you win if you get three matching symbols.

You might be thinking that this game does not have anything to make it particularly special, but you would be wrong. The best part of this game is the fact that you can earn multipliers that increase your winnings up to five times as much as you would win otherwise. It also gives you two chances to win on every single card that you play.

The return to player percentage on this game is the highest that Microgaming software offers. More than 96.5% of the money that gets spent on this scratch card gets returned to players in the form of winnings.

You have to remember that the return to player percentage gets calculated based on all players at all times, so this does not mean that you will get 96% of your money back. But it does mean that you have decent odds of winning, especially if you play a few rounds.

While lucky numbers is not the best game in terms of theme or graphics, it is the best game from this company in terms of payout percentage. Considering that most of us care more about our odds of winning than the theme of the game, it is easy to see why lucky numbers is such a popular online scratch card game.

Game #2- Wish Upon a Jackpot

If you are looking for a game that is a little more exciting in terms of theme and gameplay, check out the wish upon a jackpot scratch card game. This fantastic game is fairytale-themed, and it comes complete with a fairy godmother, a runaway gingerbread man, and you cannot forget about Puss and Boots.

I like this scratch card game because it gives you a lot of options. Before you begin playing, you can choose how many panels you want to play and how much you want your stake to be. The potential jackpot amount will depend on how much you stake and how many windows you play. Keep in mind that you will pay the stake for each panel, so if you play ten cents on ten windows, you will be betting a dollar on each round.

Another thing that I like about the wish upon a jackpot game is that it is a little different from other online real money scratch offs. The winning symbol will be displayed in the middle of your screen, and you only need one match to win. Most games make you find at least three of the same symbol to win.

Furthermore, wish upon a jackpot has bonus rounds that you can play to increase your winnings. If you get three bonus tiles, you get to play the Jack and the Beanstalk bonus round. To play, you select magic beans that will help Jack get to the top of the beanstalk. Each bean adds to your winnings, and when you get to the top, you get to choose a golden goose egg that multiplies your earnings from the bonus round. There are several other bonus round options available as well.

Wish upon a jackpot has a 93% return to player percentage. That is not nearly as high as the lucky numbers game, but it still gives players a decent chance of winning in the long run. The fun themes and characters, as well as the bonus rounds, make this game worth playing, despite the fact that it has a lower return to player percentage. It is a fun and unique game that you will enjoy playing because it is different from many other real money scratch cards.

Game #3- Merlin’s Millions

A game that offers the best of both worlds is Merlin’s millions. It has the simplicity and high return to player percentage of lucky numbers, plus the fun theme and graphics that wish upon a jackpot offers. This game appeals to people who like simplicity, and people who want fascinating motifs at the same time.

Merlin’s millions is based on the wizard that was King Arthur’s sidekick and friend, so it has a medieval theme for all of its symbols. There are eight symbols that appear on the cards. You have to match three of each symbol to win, and they each have a different payout amount. If you are lucky enough to find three images of Merlin himself, you will be reward with 1,000 times your stake. The magical orb symbol is the hardest to find, but if you can match three orbs, you will get to play mini-games with guaranteed winnings.

The best part about the Merlin’s millions game is that it offers a high return to player percentage of 95.17%. It provides enormous jackpot amounts of up to £250,000, but you can play with as little as three cents per round. Overall, it is a fantastic game that offers a simple game experience with excellent graphics and a high return to player percentage.

Game #4- Whack-a-Jackpot

Are you ready to be taken back to the days of hanging out at your favorite arcade? Then, whack-a-jackpot is the game for you. I have to admit that I have been to arcades far more recently than the average adult because I have nephews who love to ask me to take them to the arcade. While my nephews play skeeball and Pac-man, I always head to whack-a-mole to let out some stress by hitting moles with as much intensity as possible.

Whack-a-jackpot probably does not have the same soothing effects as actual whack-a-mole, but that is okay because you will not be stressed when you win!

This game has a high return to player percentage of 96.30%, so your odds of winning, in the long run, are pretty good.

This scratch card game is different from a lot of games because there is a “three strikes your out” rule. You will whack the moles on the head by clicking them with your mouse. Most of the moles will reveal a multiplier amount. If you get three of the same multiplier amount, you win.

However, some of the moles do not have any multipliers. When you click on an empty mole, it counts as a strike against you. If you happen to hit a mole after it starts going back into its hole, then that counts as a strike as well. Getting three strikes before three matching multipliers will end the game, and you lose.

Overall, whack-a-jackpot is a fun game that brings back the nostalgia of those days in the arcade. It also has a high return to player percentage and high potential jackpots. I admit that it is not as fun to me as the original version, but you cannot win thousands of dollars when you play in an arcade. So, I will accept the tradeoff of less fun for more potential winnings.

Game #5- Witch Pickings

The last game that I want to recommend is called witch pickings. It is an excellent online scratch card game with beautiful graphics. Overall, the game is simple and straightforward. There is not a lot of features that make it stand out in terms of gameplay, but the graphics are vibrant and fun. All of the animated symbols are beautiful and realistic. In the background, you get to see a sprawling hill that leads up to the witches’ castle.

There are three witches, along with their potion bottle, castle, and a pot of gold that are the symbols on the game. You have to match three of each symbol to win. Each of the witches has its own multiplier amount, including ten, fifty, and one hundred times your stale. Their crystal ball multiplies your stake by 5,000 to earn an incredible payout. If you are lucky enough to get three of each of the witches, meaning that the witches would fill your entire card, you can activate a bonus game.

Witch pickings is a perfect example of everything that an online scratch card game should be. It is straightforward, and it does not have a lot of bells and whistles. But the graphics are beautiful, and the game is well done. Best of all, the return to player percentage is 95.93%. If you just want a simple game that you can play for a few minutes, this is the perfect game to pass the time and maybe win some money while you are at it.

Conclusion

It is easy to see why all of these online real money scratch cards are so popular. They are easy to play, have low stakes, and if you win, you will know it instantaneously.

All of these games have return to player percentages that are between 93-96%, so they are all games that offer players a decent chance to win.

But it is essential to keep your expectations in check. If you are expecting online real money scratch off games to keep you entertained for hours as slot machines do, you are probably going to be disappointed. You can enjoy a variety of games, but after a little while, you are probably going to get bored of simply clicking your mouse to see which numbers or symbols appear.

Instead of expecting real money scratch off games online to entertain you for hours, I recommend incorporating them into your gambling routine the same way that you would with in-person lottery tickets. When I get done with a gambling session, I will play a couple of real money online scratch offs before I log out of my account. I use the same mentality as if I were picking up some real money scratch cards whenever I go to the grocery store. Scratch games are not something that I spend a lot of my gambling budget on, but they are fun to enjoy everyone once in a while.

Some of you may like to play online real money scratch card games when you begin to run out of money. Any time you have a dollar or two left in your account, that is an excellent time to play an online scratch card game because they have low stakes, and they do not require a lot of effort. There may be some people who intentionally create online casino accounts to play scratch card games online for real money, but I think that they are more like an afterthought for most of us.

Real money scratch cards online are fun to enjoy every once in a while, but you should not play so much that you start to get bored with the game. Incorporating them into your gambling routine on a regular basis is a fantastic way to incorporate these fun games, without going overboard.

Think of it the same way that you would be buying regular scratch card tickets from your local lottery. Most likely, you grab a lottery ticket every time you go to the grocery store or gas station, but it is not something that you do every day. That is how it should be with online scratch card games as well. Any of these games that I mentioned here are perfect for incorporating whenever you want a fun distraction for a few minutes at a time.

So, you wanna play real money scratch games online? You’ve landed on the best resource page on the internet. Not only do we have a list of the best scratch game sites online, but we also have a ton of information on real money online scratch offs, how to play them, the biggest wins ever, and a whole lot more. Let’s get started.

How We Find the Best Online Casinos for Scratch Games

There are thousands of different online casinos with scratch games that let you win money. Reviewing them to find the best casino gambling sites takes time, patience, and dedication, and that’s why we have a full-time team of experts on the case.

Let us briefly explain the process we go through before recommending gambling sites with real money scratch offs.

Is the Gambling Site Safe and Legitimate?

This is question number one, and we have to answer it before we proceed any further with the review. If the website offering real money scratch games isn’t fair, legit, and trustworthy, what’s the point of playing there? The operator likely won’t pay your winnings anyway, so you’re better off playing somewhere else.

We make sure the operator has a proven track record of honest conduct, that it preferably has a valid online gambling license from a respected regulator, and that it honors payout requests promptly.

What Online Scratch Cards Does It Offer?

Online gambling is a competitive business, and gambling sites are always trying to one-up each other to win over new players. This is great for you, as a player because it leads to innovation, and that ends up with you having access to lots of fun, highly lucrative real money online scratch games.

Most scratch card casinos offer at least half a dozen games, but some offer many more. You can play these online scratchers for as little as $0.50 per card. But if you want to play high-stakes scratch games, you can buy them for up to $100 per card. Some of them have bonus features like multipliers and free scratches to make things interesting.

What Payment Methods Can You Use?

To state the obvious, you’ll have to buy your real money scratch games before you can win real jackpots. Sure, some gambling sites give you no deposit bonuses to play with, but that’s not going to keep you playing in the long run.

We make sure the gambling site with real money scratch games offers plenty of ways to pay and get paid. PayPal, Neteller, Skrill, Visa, Mastercard, Amex, Neosurf, and Bitcoin are some of the banking methods you can use to deposit and request payouts. You’ll usually get your winnings within 48 hours with a verified account.

Does the Site Offer 24/7 Customer Support?

You might wonder why this is important when you’re playing real money scratch games online. Isn’t it as simple as depositing, clicking some buttons, and cashing out?

Yes, in theory, but imagine that you click one of the real money scratch games to reveal a massive payout and then the game malfunctions. Suddenly, you break out in a cold sweat and realize that you are now fully reliant on the honesty and integrity of the support team.

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How Do Real Money Scratch Games Work?

Part of the appeal of playing online scratch games for real money is how simple they are. This isn’t a game that will require a complex strategy and an above-average grasp of mathematics. All you have to do is buy, click, and hopefully cash out. Let us explain how online scratch offs work.

• The first step is to purchase your online scratch card. Click on the game you’re interested in and enter it. When you’re ready, click “scratch.” On some real money scratch games online, the value per card is fixed, and in others, you can increase or reduce your bet size like you would on a slot machine.

• After you click “scratch,” the digital film strip that covers the symbols will be removed. Sometimes, this is done line by line or symbol by symbol. Eventually, you’ll see all of the symbols on the screen.

• The rules for how to win online scratch offs are different for each game. The most common way to win is to match three symbols or more. Some digital scratch cards also have a multiplier box. When you click it, you’ll reveal a multiple to boost your winnings.

And that’s it! Playing real money scratch cards online couldn’t be simpler. It’s a simple three-step process, making these instant-win online scratch games ideal for switching off and having some fun. Some of them can be lucrative, too, which brings us nicely to the next section.

Scratch Cards – The Biggest Wins in History

In case you’re on the fence about playing real money scratch games, let us inspire you. These are some of the biggest scratch card wins of all time.

• One of the best things about real money scratch games is that ordinary people from every walk of life can win life-changing amounts of money instantly. Grace Walker, a housewife from Scotland, won £1 million ($1.2 million) when she bought a pink scratcher for no other reason than she liked the color. She decided to stay in her humble home and share the wealth with family and friends.
• In the UK, Melissa Ede won a staggering £4 million ($5 million) on a scratch card. She became a tabloid star due to her bright and colorful personality and her campaigning for LGBT rights. Sadly, she passed away in 2017, leaving what was left of her windfall to her fiance. This is one of the biggest wins from a real money scratch game ever recorded.
• Some people have all the luck, don’t they? But what would you do if you won $5 million from a scratch card? Would you quit playing? Robert Stewart, a New Jersey player, won $5 million and won twice more the same day. He went on to bag further wins of $500 and $100 on other real money scratch games. Perhaps there’s truth to the notion that things happen in threes!
• Do you believe in the Law of Attraction or that the universe is a simulation? Maybe that’s too out there for you, but two California twin sisters bought a real money scratch card after seeing a yellow ladybug. They bought a scratch card each, and lo and behold; they took home $6 million bucks. That’s the power of real money scratch games in a nutshell!
• One of the reasons people buy scratch cards online or offline is because they offer the chance to escape the non-stop grind of working life. Wade Harmon, a North Carolina Ironworker, had his dreams come true when he bought a paper scratcher on the way home from work and won $10 million. Yes, you read that correctly; $10 million just from a ticket that cost him $30. That’s the power of real money scratchers.

Online Scratch Cards vs. Paper Lottery Scratch Cards

Why play at casino sites with scratchers in the first place? Couldn’t you just walk into your local convenience store and buy one? Well, you could, but there are some advantages to playing real money scratch games on the internet. Let’s cover both sides of the equation.

Advantages of Online Scratch Cards

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• Convenience – One of the biggest advantages is simple convenience. You can download real money scratch off apps or play them online at your fingertips. This is true 24/7, so you don’t have to make a trip out to buy one. Instead, you can play whenever the mood strikes.
• Variety – Typically, scratch game apps where you win real money offer at least five or six games. However, some big casino gambling sites offer dozens. Sure, your convenience store might offer dozens if you live in a big city, but you might also be stuck with few choices if you live rurally.
• Bonuses – This is perhaps the biggest advantage of online scratch offs. You can sometimes play them with no deposit required thanks to bonuses. Even when you do have to make a deposit, a good online scratch game bonus could allow you to buy hundreds of extra cards.

Advantages of Paper Scratch Cards

• Regulations – When play scratch games online, you won’t always know if the operator is legit or not. We help you avoid rogues, but some online casinos go bust or can’t honor online scratch cards that pay money, especially big prizes. Paper scratch offs are usually offered by regulated operators. You’re guaranteed to get your money.
• Claims – Claiming your winnings is also faster in many cases. You’ll have to post the card if you win thousands or millions. But if you win a few hundred, most stores will cash it for you on the spot. When you play real money scratch games online, you could have to wait 48 hours or more for your payout.

Online Scratch Offs – Your Questions Answered

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Remember that the more expensive the card is, the bigger the top prize will be. Risk and reward are two sides of the same coin.

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